Accessing Superannuation for Dental Treatment

In certain situations, you may be able to access your superannuation early to cover dental expenses, especially if you’re facing urgent or essential dental work. This process is typically done under compassionate grounds, allowing individuals to access their superannuation funds to pay for medical or dental treatments when they cannot afford them through other means.

SuperCare Superannuation Access

MGA DENTAL is partnered with SuperCare, a company that offers assistance with applying for early release of superannuation funds when needed for dental treatment.

SuperCare is an Australian company that helps you access your superannuation funds early to pay for necessary dental treatments. This service makes it easy for you to apply for early release of your superannuation funds for dental procedures that you or your dependents, including your spouse, partner, or child, need.

Please note that SuperCare is not a superannuation fund or a financial services company. Instead, SuperCare assists patients in obtaining funding to access their superannuation funds in advance for the required dental treatment.

Which dental treatments are covered by SupaCare?

You can use SupaCare to cover a wide range of dental treatments, including:

Routine check-ups and cleanings
Fillings, root canals, and extractions
Crowns, bridges, and dentures
Dental implants
Orthodontics (braces)
Teeth whitening and other cosmetic procedures

Who Can Apply? How Long Does the Process Take?

To be eligible, you need to meet the following requirements:

You are or have been a citizen or permanent resident of Australia or New Zealand
You require dental treatment to either
Treat a life-threatening illness of injury,
Alleviate acute or chronic pain, or
Alleviate acute or chronic mental illness.
The treatment is not readily available through the public health system

The ATO normally takes up to 14 days to assess your application. If approved, you need to contact your super fund to arrange release.

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Which dental treatments are covered by SupaCare

FAQs About Superannuation for Dental Treatment

Who is eligible to access their superannuation via the ers program?

All Australian and New Zealand citizens or permanent residents that have superannuation.

Can I use my super to pay for my children’s dental treatment?

Yes, you can help any family members of your immediate family including children. You can also assist non-immediate families including: nephews, nieces, aunts, uncles, de facto, same.

How long does the application and approval process take?

The application normally takes a few days to get together with an estimated 10-14 working day assessment. This has been streamlined with the help of SuperCare’s network of medical health professionals.

What happens if my application is not approved?

SupaCare is only paid for approved applications, and a full refund is provided if your application is not successful.

How long will the application process take?

The process generally takes 4-6 weeks for the funding to be available in your nominated account. Depending on the treating specialist, this can sometimes be quicker.

Can I use my family dentist?

Yes, your family dentist can perform your treatment as you desire.

How likely is it that my application will be approved?

SupaCare achieves an extremely high success rate of application approval.